Payment Processing Terms of Service
Payment Terms are terms that apply to the use of Payment Methods. You can decide whether or not to use a Payment Method. However, if you use a Payment Method, you accept and agree to the terms applicable to that Payment Method, which will form part of your agreement with Stripe.
- Afterpay / Clearpay
- Amex Express Checkout
- Apple Pay on the Web
- Google Pay
- Visa Checkout
- All Major Credit/Debit Cards
The above list is not an exhaustive list of the Payment Methods offered by Stripe, and there are Payment Methods for which there are no separate Payment Terms.
Payment Method availability also varies by geography. Depending on your location, you may not be able to use one or more of the Payment Methods listed above (or that are otherwise offered by Stripe). The Payment Methods available to you are set out in your Stripe dashboard.
Amendments and changes
Payment Methods are sourced from various providers, and each provider controls the terms that apply to its Payment Method. As a consequence, the terms and Documentation applicable to a Payment Method are subject to change at any time, and it is your responsibility to periodically review the terms and Documentation in order to ensure that you are aware of, and comply with, the applicable requirements.
Stripe may add or remove Payment Methods at any time. If Stripe removes a Payment Method, Stripe will provide you with notice prior to the removal becoming effective for you, except where Stripe is required by a third party (such as the Payment Method provider) to cease offering the payment method.
Redirection to online banking pages
Some Payment Methods require the re-direction of the Customer to an online banking page (“Online Banking Payment Methods”). If you use an Online Banking Payment Method, you must ensure that the Customer is able to recognize that the re-direction has occurred via the display of the bank’s URL in the address line of the browser, and the Customer must be able to review the security certificate for the bank’s online banking page. In addition, you may not use any iframes (or any other method that integrates the online banking page within your site content) when including an Online Banking Payment Method in your payment process.
Last updated: March 29, 2021
These Stripe Checkout User Terms of Service are a legal agreement between Stripe, Inc. ("Stripe", "we" or "us") and you, the user of the Stripe Checkout service ("you"). By using the Stripe Checkout service, you agree to be bound by these terms and conditions.
The Stripe Checkout service ("Stripe Checkout") is technology that makes it easier for merchants on the Internet ("Merchants") to collect payment from individuals like you. Stripe Checkout also makes it easy for you to store payment credentials, like credit cards and debit cards ("Payment Credentials") with Stripe for use with Merchants who have chosen to use Stripe as their payment processor.
2. Using Stripe Checkout.
When you check out on the website of a Merchant that has Stripe Checkout enabled, we will ask you if you'd like us to remember you. When you allow us to remember you, Stripe will store certain identifying information, such as your email address and your mobile phone number ("Stripe Credentials"), and your Payment Credentials. Information stored as part of your Payment Credentials may include information such as your name, the account number and the expiration date, as well as associated information like your billing address and shipping address. The advantage of remembering you is that it will make your checkout quicker and easier if you come back to the same website, or to any of the other Merchants that use Stripe (a "Stripe Enabled Merchant") -- this can be especially handy when you're on a mobile device or don't have your credit card in front of you.
3. Stripe's Role.
Stripe Checkout enables you to store your Payment Credentials, but it doesn't change anything else about your relationship with the Merchant you're paying or your bank or credit card company. Stripe will, however, use reasonable efforts to keep your Payment Credentials secure.
You are ultimately responsible for the purchases you make using Stripe Checkout. Also, the Merchant is the one responsible for providing you the goods or services that you purchase using Stripe Checkout, not Stripe. Stripe Checkout may display, or link to, the terms and policies that attach to a product or service sold by a Stripe Enabled Merchant. For example, Stripe Checkout may display, or link to, a Merchant's policies with respect to returns, refunds, and exchanges. The content of any such policies is chosen by the Merchant, and Stripe does not control, or have any responsibility for, the Merchant's compliance with the content of its policies and terms. If you believe that a Merchant has failed to comply with its terms or policies, or any other obligation imposed by applicable law, please contact the Merchant directly.
4. Your Location; Making Changes.
When you allow us to remember you, we will assume that you are located in the country of your billing address, if one is provided, and otherwise the country of your phone number. If this country is incorrect, or you move countries, and you wish to continue to store your Payment Credentials with us, then you must contact us for instructions on how to delete your stored information, and create a new account that is associated with the correct country.
If you want to delete your Payment Credentials, stop storing information using Stripe Checkout, or change your settings, please contact us.
5. Representations and Warranties.
By using Stripe Checkout you represent and warrant that you are at least 18 years of age and that you will not use Stripe Checkout for any fraudulent, unlawful or abusive purpose.
Stripe Checkout, including all content, software, functions, materials, and information made available on, provided in connection with or accessible through Stripe Checkout, are provided "as is." To the fullest extent permissible by law, Stripe, its affiliates, and their agents, merchants or independent contractors (the "Disclaiming Entities"), make no representation or warranty of any kind whatsoever for the services or the content, materials, information and functions made accessible by Stripe Checkout, or for any breach of security associated with the transmission of sensitive information through Stripe Checkout. Each Disclaiming Entity disclaims without limitation, any warranty of any kind with respect to the services, noninfringement, merchantability, or fitness for a particular purpose. The Disclaiming Entities do not warrant that the functions contained in the services will be uninterrupted or error free. The Disclaiming Entities shall not be responsible for any service interruptions, including, but not limited to, system failures or other interruptions that may affect the receipt, processing, acceptance, completion or settlement of payment transactions. The Disclaiming Entities are not responsible for the accuracy of any payment instrument, offer, or reward program item information, including, without limitation, whether such information is accurate.
7. Limitations of Liability; Force Majeure.
In no event shall any Disclaiming Entity be responsible or liable to you or any third party under any circumstances for any indirect, consequential, special, punitive or exemplary, damages or losses, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses which may be incurred in connection with any Disclaiming Entity or the services, or any goods, services, or information purchased, received, sold, or paid for by way of the services, regardless of the type of claim or the nature of the cause of action, even if the Disclaiming Entity has been advised of the possibility of such damage or loss. In no event shall the Disclaiming Entities' total cumulative liability arising from or relating to these Terms of Service exceed $10 US dollars. Each party acknowledges that the other party has entered into these Terms of Service relying on the limitations of liability stated herein and that those limitations are an essential basis of the bargain between the parties. In addition to and without limiting any of the foregoing, no Disclaiming Entity shall have any liability for any failure or delay resulting from any condition beyond the reasonable control of such party, including but not limited to governmental action or acts of terrorism, earthquake, fire, flood or other acts of God, labor conditions, power failures and Internet disturbances.
8. Governing Law.
These Terms of Service will be governed by the laws of California, except for California's choice of law rules, and by applicable federal United States laws. Each party agrees to submit to personal and exclusive jurisdiction of the courts located in San Francisco, California.
9. Modification of Terms of Service; Notices.
We have the right to change or add to these Terms of Service at any time, solely with prospective effect, and to change, delete, discontinue, or impose conditions on use of Stripe Checkout by posting such changes on our website or any other website we maintain or own. We may provide you with notice via email, postings on our website, or through other reasonable means. If you are an existing Stripe Checkout user, the changes will come into effect 10 days after we post the changes to our website, and your use of Stripe Checkout more than 10 days after we publish any such changes on our website, constitutes your acceptance of the modified Terms of Service. In the event that you do not agree with any such modification, your sole and exclusive remedy is to terminate your use of Stripe Checkout. You can access a copy of the current terms of these Terms of Service on our website at any time. You can find out when these Terms of Service were last changed by checking the "Last updated" date at the top of these Terms of Service.
You may not assign these Terms of Service or any rights or obligations hereunder, by operation of law or otherwise, without our prior written approval and any such attempted assignment shall be void. We reserve the right to freely assign these Terms of Service and the rights and obligations hereunder, to any third party without notice or consent. Subject to the foregoing, these Terms of Service shall be binding upon and inure to the benefit of the parties hereto, their successors and permitted assigns.
Upon termination of your use of Stripe Checkout or termination of these Terms of Service for any reason, in addition to this section, the following sections shall survive termination: Sections 5 through 13.
Stripe's failure to exercise or enforce any right or provision of the Terms of Service will not be considered a waiver of that right or provision. If any provision of these Terms of Service shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect and remain enforceable between the parties. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. These Terms of Service, including Stripe's policies governing Stripe Checkout referenced herein, constitutes the entire agreement between you and Stripe with respect to the use of Stripe Checkout. These Terms of Service are not intended and shall not be construed to create any rights or remedies in any parties other than you and Stripe, and no other person will have the ability to assert any rights as a third party beneficiary under these Terms of Service. These Terms of Service do not limit any rights that Stripe may have under trade secret, copyright, patent or other laws.